Long-Term Care Insurance Doesn't Have to be Complicated
We Can Help!
Navigating the maze of long-term care insurance can be confusing and difficult. Right at Home Belmont is here to help you understand your policy benefits and provide you with tips to initiate a claim.
Step 1: Determine if you have long-term care insurance coverage that may pay for in-home care. If you discover any type of life insurance policy, secure a copy of it so it can be reviewed. If you don’t have access to a copy, the insurance company can be contacted to request a copy.
Step 2: Contact us so we can help you review your policy, answer your questions, and ensure eligibility and coverage of benefits.
71%
of claims started with home care
How can Right at Home help families with long-term care insurance?
- Free review of policy and explanation of benefits
- Help families call and start claim
- Determine care needs and activities of daily living to file toward claim
- Explain options with home care, assisted living, and nursing home benefits
- Review daily amount and lifetime benefits
- Review claim paperwork and answer questions
- Schedule nurse assessment for claim
- Elimination period—review all options on how to complete and file with long-term care insurance
- File and maintain all paperwork for families on services with Right at Home
- Advocate and educate on activating and maximizing long-term care benefits
- Free Home Hazard Analysis Checklist
- Community resources
"I will call your long-term care insurance carrier and do a free verification of benefits. With this free consultation, I can go through the whole policy, and answer any questions you might have," - John Retzloff, owner.
Using LTCI For Home Care
Our care team can help with:
- Meal preparation
- Fall prevention
- Light housekeeping and laundry
- Grooming and personal hygiene
- Alzheimer’s and dementia care
- Post-operative care
- Respite care
- Medication reminders
