Start Benefiting From Your Long-Term Care Insurance
Request a Free Policy Review to Start In-Home Care
The good news is that many long-term care insurance policies will often cover expenses related to in-home care for activities of daily living*. Unfortunately, navigating the maze of policy benefits, rules, exclusions, and waiting periods can be confusing and difficult. Let our experts help you! After all, you’ve paid the premiums for years and deserve to reap the benefits!
Let’s start talking about living.®
Our experienced team can help:
- Determine your eligibility for in-home care services.
- Explain how to start a claim with your provider.
- Advocate for caregiving services you need.
- Customize an in-home care plan.
How Does Long Term Care (LTC) Insurance Benefit Seniors?
Having a professional caregiver assist seniors with daily living activities is a blessing for busy families as well as their aging loved ones. But these expenses add up and might eventually become cost-prohibitive, which is where LTC insurance comes in. Insurance benefits cover a wide range of in-home services for extended periods of time, from help with physical tasks such as bathing and light housekeeping to specialized support for people with dementia or Alzheimer's.
For senior populations, LTC insurance provides four major benefits:
-
Professional caregiver assistance that enables them to age in place
- Covers a wide range of activities of daily living (ADLs), including:
- Bathing
- Showering
- Toileting
- Transferring
- Other personal assistance
- Includes safety assistance related to cognitive issues like dementia
- Provides long-term-care for months or years
Right at Home Boston Metro West will provide a free policy review.
We are here to help you understand your policy benefits and give tips on initiating a claim. Our team is ready to handle the heavy lifting that comes with utilizing your long-term care insurance policy for in-home care. We aim to be a resource and guide for families navigating a complicated insurance process.
Call Right at Home Boston Metro West at (857) 856-5552 for your free policy review.
Right at Home Boston Metro West services that may be covered by long-term care insurance:
Ambulation
Bathing and Dressing
Incontinence Care
Toileting
Meal Preparation
Grooming and Personal Hygiene
Safety Supervision
Dementia Supervision
Light Housekeeping and Laundry
Errands and Doctor Appointments
Post-Operative Support
*All long-term care insurance policies are different, and benefits can vary. Call Right at Home Boston Metro West so we can help you determine your benefits.