tablet-inside-caregiver-client-companion tablet-inside-caregiver-client-companion

Recognizing Senior Scams: Protecting Older Adults From Fraud

As our loved-ones age, they can become more vulnerable to various types of fraud and exploitation. Many fraudulent schemes these days are designed to target seniors by preying on their trust, loneliness or lack of familiarity with technology. It is crucial that family members and caregivers remain up to date on different types of scams in order to protect elders from financial and emotional harm. Vigilance and awareness are key to protecting seniors from these threats.Let’s discuss some of the common types of scams that target seniors, warning signs to watch for, and steps to take in order to prevent these scams.

Common Types of Senior Scams

Telemarketing Scam

Scammers often call seniors, pretending to represent legitimate organizations. They may offer fake prizes, solicit donations, or sell fraudulent products. The goal of these types of scams is to gain personal information or money through deceit.

Online Scams

These scams involve fraudsters sending out phishing emails or fake links that appear legitimate. Similar to telemarketing scams, the goal is to trick individuals into providing personal information or money. Recognizing phishing attempts is crucial to avoid falling victim to these scams.

Imposter Scams

Seniors may receive phony calls or messages that appear to be coming from a loved-one in distress. Scammers may claim to need money for bail or medical expenses. Scammers exploit emotional vulnerability by pretending to be loved ones in distress.

Romance Scams

Scammers may prey on emotional vulnerability by establishing online relationships with seniors and building trust. Once that trust has been built, scammers may ask for money. These scams can lead to significant emotional and financial harm.

Investment Scams

Seniors are frequently targets of scams that include fraudulent investment opportunities promising high return on investment. These complex scams may involve Ponzi schemes or pyramid schemes.

Lottery or Prize Scams

Scammers send a notification to seniors informing them that they’ve won a fake lottery or prize and that they need to pay a fee to claim it. These scams lure victims with false promises of winnings.

Red Flags to Watch For

Recognizing a scam before it is too late is crucial. Here are some warning signs to look out for.

  • Unsolicited Calls or Emails: Receiving unexpected communication from unknown sources can be a red flag that something is a scam, especially when money or information is being requested. Always verify the source before responding to unsolicited communications.
  • High Pressure Tactics: Scammers often instill a sense of urgency and insist that action must be taken immediately. This can be a red flag. Take time to verify the legitimacy of the request before taking any action.
  • Too Good to Be True Offers: If it sounds too good to be true, it probably is. Out-of-the-blue promises of large sums of money should be taken as a warning sign. Always a good idea to maintain a healthy skepticism towards offers that seem too good to be true.
  • Requests for Personal Information: Legitimate organizations will rarely, if ever, ask for sensitive personal information like Social Security numbers or bank details over the phone or via email. Protect your personal information by never sharing it over the phone or email.
  • Unfamiliar Websites or Organizations: Be wary when browsing unprofessional looking websites. Check the legitimacy of websites and organizations before engaging with them.

Steps to Protect Seniors from Scams

  • Educate and Communicate: Discuss different types of scams with seniors. Encourage seniors to check in with a trustworthy source after receiving any type of suspicious communication and before providing any type of sensitive information. Ongoing education about scams is crucial for prevention.
  • Implement Call Screening: Encourage seniors to ignore calls from suspicious numbers. Use call-blocking technology to help screen scam calls.
  • Monitor Finances: Help seniors with regularly monitoring their bank accounts for suspicious transactions. Set up alerts for suspicious transactions to monitor accounts effectively.
  • Report Scams: If a scam is suspected, report it to local authorities or organizations. Some organizations to remember are the Federal Trade Commission (FTC) or the Better Business Bureau (BBB). Reporting scams helps authorities take action and prevent further incidents.
  • Promote Skepticism: Promote healthy skepticism. Remind seniors to be cautious and wary. Encourage critical thinking and caution in all interactions.

As scammers become smarter and savvier, we must become more aware and alert. Staying vigilant and remaining educated are the best things we can do to avoid falling victim to scammers. Keep your loved ones safe from fraudulent activity by creating an open dialogue about what to look out for and how to avoid scams. By doing this, you can help keep seniors safe from exploitation, allowing them to enjoy their golden years in peace.

Rachel and Matt Field dressed up standing next to each other
Matt and Rachel Field, owners of Right at Home in Orland Park, IL along with their office staff and professional caregiving team, are proud to provide in-home care to seniors and adults with disabilities who want to live independently. Their mission is to improve the quality of life for those they serve, and they live their mission through the compassionate care that their caregivers and staff provide each and every day. If you would like to learn more about how Right at Home can help you or a loved one, please contact us today at (708) 873-9007.
Share this resource

Need help right now? Call us anytime at

(708) 873-9007